How do we calculate the interest borrowers have saved

Interest savings are estimates only and are calculated by taking the existing loan balance and calculating the savings at the new rate over the remaining term of the loan minus any costs to refinance. For mortgage loans, the existing rate is estimated by using the origination date of the existing loan and historical mortgage rates published by For auto loans, the original rate is calculated using the original loan amount and loan payment to estimate the rate. Your actual results may vary depending on type of loan selected and term options selected.

Loan Stories
Dave and Sara saved more than 3.00% on their interest rate
> Howd they do it?
                   Bank with Us
Anyone living in Orange County,
Riverside County & Long Beach, CA
> Find a branch
$103,133,843 Interest borrowers have saved
by refinancing since Jan 2012
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