How Much Equity Do
I Need to Refinance?

Generally, the guideline is equity of at least 5% (if refinancing). Plus, steady employment for the past two years, no foreclosures over the past three years, the ability to make payments, and money for a down payment (if new purchase). Providing this information, however, does not guarantee eligibility; each situation is reviewed individually.

Lock in a low payment,
then pay extra.
The security of a low mortgage payment and paying a little extra can reduce your debt more quickly. And, you'll save a bundle in interest.
Loan Stories
Dave and Sara saved more than 3.00% on their interest rate
> Howd they do it?
                   Bank with Us
Anyone living in Orange County,
Riverside County & Long Beach, CA
> Find a branch
$103,133,843 Interest borrowers have saved
by refinancing since Jan 2012
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